Banks are places that hold your money securely and offer you a range of services that you can use as an account holder such as getting mortgages.

Also banks can help you set up your business by offering you a loan if you present your business plan and if they think it will be successful or think that with a few minor changes it can make enough money to pay back the loan then they will present you with the money you need to set up your business.

They also keep your money safe and return interest on the money that is in your account.