| | Benefits:
|  | - For people who have had CCJs (now cleared) or credit problems in the
past.
- Typical 34.9% variable interest rate.
- Initial credit limits range from £250 to £1,000.
- Up to 56 days interest free on purchase transactions.
- No annual fee.
- Applicant must be over 18, a UK resident, and have a landline phone number to apply.
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